If you are giving your credit cards the evil eye, get ready for some good news. If you live in the USA. And if you believe the cards are the problem.
But hold that thought. The credit cards might have enabled you to rack up debts you should not have, but they are not responsible for mismanagement of credit. We each have to take responsibility for how we manage our credit, because there are plenty of other ways to dig a hole. Better to fix the “why” than the “how”.
This is not a critique of the legislation, which might well do a lot of things. But what it won’t do is stop us from our own bad habits.
Further reading:
Credit Card Laws
What Causes Your Financial Issues
Source: The Happy Guy
